Cross-border transfer & exchange · marketplace

The marketplace for the world's money changers.

A verified P2P network where local exchange offices compete to move or swap your money across borders — in fiat or crypto, at the best live rate. An AI engine matches opposite deals, so the network itself becomes instant liquidity.

Live in production — App Store & Google Play Raising pre-seed
The problem

Outside the banks, moving money still runs on cash, WhatsApp & blind trust.

To send money abroad or swap currency or crypto, the world is stuck between two bad options — and the supply side that could fix it is invisible to itself.

Opaque

One dealer, one price

The rate is whatever a single money-changer tells you. Nothing to compare it against, no transparency.

Unsafe

Blind trust, no recourse

No identity checks, no record, no dispute path. If it goes wrong, you have nothing to point to.

Limited

Banks & Wise fall short

Expensive, slow, and only a handful of corridors — they don't serve the exchange-office economy or local crypto↔fiat.

Fragmented

Hundreds of thousands, offline

Exchange offices worldwide are invisible to each other, sitting on liquidity they can't reach past walk-ins.

No liquidity

No way to find the other side

Every deal is a manual hunt for a counterparty. The market has no matching layer.

No infra

Chat + cash is the "system"

No accounts, statuses, history or reputation. A trillion-dollar flow with none of the software.

The solution

Crosbit turns that offline network into one verified marketplace.

Post what you need. Verified exchange points compete for it. You pick the best offer. We run the order end-to-end and take a fee.

01

Post a request

Send money city→city, or exchange currency / crypto. Fiat or crypto, two-city geography, worldwide.

02

They compete

Verified exchange points reply with live rates & commission. You see the best offers side by side.

03

You accept

Order opens with in-app chat, photo/document proof, live status — and a dispute path if needed.

04

Settled & scored

Deal completes, reputation updates, Crosbit takes a platform fee. Trust becomes data.

Today — a money-changer

Take the one rate you're given
No verification, no dispute recourse
Cash, WhatsApp, no record
Local reach only

With Crosbit

Exchange points compete for the best rate
KYC-verified identities + business docs, disputes handled
Accounts, orders, notifications, full history
Global demand + AI-matched liquidity
Traction is execution

Not a deck — a shipped, production-ready product.

At the earliest stage most teams have a mockup. Crosbit is already built and live in both stores — a complete, regulated marketplace, days from a full market launch.

LiveApp Store
ProductionGoogle Play
Trust stack

In-house KYC

Document OCR + FaceID-style liveness, built in — no third-party vendor. Business/legal-entity verification too.

Deal engine

Request → offer → order → dispute

Two-sided flow with in-app chat, photo/doc evidence, appeals, platform fee — the full marketplace.

Native depth

Real-time + push + Live Activities

Instant notifications, order status on the iOS lock screen & Dynamic Island. Polished liquid-glass UI.

Reach

6 languages

Including Arabic & Urdu — built for the exact regions where this economy lives.

Backend

Postgres · RLS · realtime

Row-level data isolation, security-definer logic, edge functions. Regulated-grade from day one.

The moat

AI deal-matching

Pairs opposite deals (sell USD in Dubai ↔ buy USD in Dubai). The network becomes its own liquidity.

Why now · market

A global, un-platformed flow — finally ready to move online.

$860B+
Annual remittances — and the FX / cash-exchange economy is larger & mostly offline
100Ks
Local exchange offices & dealers worldwide — the supply side, un-networked
Now
Crypto/stablecoin rails + smartphone-native offices + re-routed global money

Banks and Wise won't touch the exchange-office corridor economy or local crypto↔fiat settlement. We win the supply side first — and a verified two-sided network compounds.

Model

Two revenue engines: a fee on every deal, and subscriptions for the Points.

Primary

Take-rate

A platform fee on every completed transfer / exchange. Revenue scales directly with network liquidity.

Recurring

Point subscriptions

Tiered subscription plans for exchange points ("Points") — more reach, tools and priority. Free to seed supply now, paid tiers as the network grows.

Expansion

Rails & data

Verified corridors, FX data and settlement rails become monetizable infrastructure over time.

The ask

Raising pre-seed. Built for exactly what Alif offers.

Pre-seed funding SF founder network → first revenue → Series A
01 Supply growth — onboard the first 100–300 verified exchange points across 2–3 markets.
02 First real-revenue loop — take-rate on completed orders, post-launch.
03 UAE-hub compliance & licensing groundwork.
04 First 2–3 hires — growth, backend, compliance.

The product is done. Alif's capital and SF founder network turn a launch-ready marketplace into measured demand — precisely the "find real revenue, graduate to Series A" motion Alif backs.